Important Information on Dealing with Infertility Costs
Pregnancy No Comments »Insurers and infertile couples always seem to be battling over infertility costs. Until infertile couples took on the roles of advocates, few, if any, insurers automatically paid for infertility treatment. In the last several years, however, infertile couples have been successfully lobbying state legislature to pass laws requiring insurers to cover their medical bills.
As of April 2000. Twelve states have enacted infertility insurance legislation: Arkansas, California, Connecticut, Hawaii, Illinois, Maryland, Massachusetts, Montana, New York, Ohio, Rhode island, and Texas. Specific information about legislation for each of these twelve states can be found at the Web site of the American Society for Reproductive Medicine (www.asrm.org).
If you live in any of these twelve states, you probably have a better chance of having some of the costs reimbursed than if you live elsewhere. But if you do not meet all the requirements set forth under the law (i.e. length of time you’ve been trying to have a baby, medical condition, or use of your own gametes), the law may work against you. On the other hand, insurance may in fact cover your diagnosis and treatment, even if you live in one of the other thirty-eight states.